As of the afternoon of October 1, 2025, DBV Insurance Group said it had recorded 226 losses, of which more than 200 were related to motor vehicles. The main cause was flooding (including hydro-lids) accounting for 73%, the remaining 27% due to objects falling onto the vehicle. For storm No. 10 alone, the total compensation for motor vehicles is expected to reach 8 billion VND by October 2, 2025, the highest estimated compensation can be up to 2 billion VND/vehicle.
Previously, with DBV Insurance related to motor vehicles, super typhoon Yagi in 2024 caused damage to 907 cases, estimated at 13.7 billion VND; storm No. 5 (Kajiki) recorded 169 flooded vehicles, about 3.7 billion VND.
Currently, there are still about 10 vehicles deeply flooded, unable to move out of the flooded area, typically cases of vehicles being completely flooded in the basement of some apartment buildings. DBV is coordinating with the building management board to develop a plan to use a large-capacity pump, combined with other technical measures to pump water and get the vehicle out.
To support customers in a timely manner, DBV has: Mobilized appraisers from neighboring areas to support the site; Coordinated with a system of more than 1,000 affiliated garages nationwide to deploy dismantling, cleaning, and emergency repairs, to limit additional long-term damage or damage to vehicle quality; Strengthen cooperation with independent appraisal companies to arrange personnel at the site, speeding up the handling progress.
According to DBV, the most serious damage to cars during the rainy season is often hydrological damage or prolonged complete flooding. For customers who do not participate in sauna insurance, the company still pays for rescue costs, towing vehicles, interior cleaning, electrical - electronic systems, vehicle body... The engine damaged by water leakage is only compensated if there is a provision for additional sauna.
DBV also said that determining all the damage caused by flooding is complicated, requiring multiple checks and testing. Therefore, the business has proactively requested garages to prepare repair plans, shorten the repair time and help customers stabilize their travel soon.
