Currently, in addition to selling compulsory civil liability insurance, many insurance companies integrate many additional services into their motorbike insurance packages.
A typical example is MIC Insurance. This company has comprehensive motorbike insurance. Accordingly, 1-year motorbike insurance for motorbikes with a displacement of 125 cc to 175 cc costs 166,000 (including VAT).
When purchasing this type of insurance, in addition to civil liability insurance, the buyer can use a number of free 24/7 motorbike rescue services such as: Free tire patching in case of flat or blown tires; free on-site gasoline delivery (up to 600ml), free vehicle unlocking, and engine failure handling.
This insurance package also includes voluntary insurance for accidents involving passengers. Insurance amount: 10 million VND/person/incident, applicable to a maximum of 2 people.
Not only MIC insurance, many other insurance companies also have motorbike insurance with rescue service. GIC insurance has comprehensive Easy motorbike insurance.
On its website, GIC introduces that this type of motorbike insurance is suitable for motorbikes with a new purchase price of 40 million VND or more such as SH, Vespa, Piaggio...
The public fee for this insurance package is 598,000 VND/year.
This motorbike insurance package has 4 benefits:
24/7 rescue service in over 56 provinces/cities.
Accordingly, buyers of this insurance are supported to temporarily and on-site fix damages caused by accidents or technical problems such as tire explosions, stuck throttle, stuck brakes, electrical system errors, lost keys, broken locks, etc.
Transport the motorbike to a repair shop or the driver/owner's home if it cannot be repaired on the spot.
Deliver gas when the car runs out of gas.
This insurance package will also compensate in case of theft, robbery or total loss of the vehicle. When the vehicle is damaged over 75% due to accident, fire, natural disaster or total theft, robbery, you will be paid according to the value of the vehicle, up to 70 million VND.
This car insurance package will also cover accident insurance for 2 people in the car.
Covers medical expenses for 2 people in the car if injured in an accident. Financial support for permanent disability or death due to a motorbike accident. Total payment up to 40 million VND/person/incident.
With vehicle owner's civil liability insurance (mandatory). The insurance package will compensate when the vehicle causes damage to others.
About people: 150 million VND/person/case.
About assets: 50 million VND/case.
This is a type of compulsory insurance according to Decree 67/2023/ND-CP dated September 6, 2023 of the Government.
