PVCombank has just adjusted deposit interest rates to increase sharply for all terms, both on-counter and online. This move quickly put banks in the group with the highest savings interest rates on the market today.
According to the new interest rate table, online savings interest rates, interest paid at PVCombank increased sharply for short terms. 1-month term increased by 0.8%/year, 2-month term increased by 0.7%/year, 3-month term increased by 0.65%/year, 4-month term increased by 0.55%/year and 5-month term increased by 0.45%/year compared to before. After adjustment, interest rates for terms from 15 months will simultaneously reach 4.75%/year, reaching the ceiling according to current regulations.
In the medium and long term group, PVCombank continues to raise interest rates. Terms from 611 months increased by 0.6%/year, to 5.8%/year. Terms of 12 months or more increased by 0.5%/year, exceeding the 6%/year mark. In which, the 12-month term interest rate is listed at 6.1%/year, the 13-month term is 6.3%/year, and the terms from 1536 months are up to 6.8%/year.
Notably, in December 2025, PVCombank will implement a policy of adding up to 1.5%/year for customers making online savings deposits every Friday. The conditions are quite wide, just need to deposit online, term from 12 months or more and the minimum deposit is from 100 million VND.
With this policy, the actual interest rate of depositors at PVCombank is pushed to a very high level. Customers can receive an interest rate of 7.6%/year for a 12-month term, 7.8%/year for a 13-month term. In particular, if depositing for a term of 1536 months, the actual interest rate is up to 8.3%/year, a rare level on the current market for a deposit of only 100 million VND.
For the form of depositing money at the counter, PVCombank also adjusted the interest rate with an increase similar to online savings. After adjustment, the 15 month terms also reached 4.75%/year. However, counter interest rates for the remaining terms are about 0.30.5%/year lower than the online interest rate table.
In parallel with general packages, PVCombank still maintains a special interest rate of up to 9%/year for customers depositing savings for 1213 months with a deposit amount of VND 2,000 billion or more.
Not only PVCombank, many other banks are also stepping up the interest rate race in the last month of the year.
Cake by VPBank listed interest rates at 6.76.9%/year for terms from 636 months. This bank also applies an additional promotion of up to 0.6%/year for first-time depositor customers, bringing the highest interest rate up to 7.5%/year for medium and long terms.
Techcombank also adjusted the interest rate level up, listing terms over 6 months at 66.1%/year. In December 2025, this bank will implement an additional 1%/year program for all deposits with terms of 3, 6 and 12 months. Accordingly, if they fully meet the conditions, customers can receive the highest interest rate of up to 7.1%/year.
