Hai Phong farmers boldly borrow capital to get rich in their hometown

Hoàng Khôi |

Hai Phong - After more than 20 years of starting a small business, up to now, the farm of Ms. Tran Thi Thanh Hai (Phu Thai commune) has developed, generating an income of hundreds of millions/year.

Contributing each piece of land to development

At noon, Ms. Tran Thi Thanh Hai (born in 1974, Quang Khai village, Phu Thai commune, Hai Phong) left the farm to prepare a home meal after a whole morning of cutting grass, raising ducks, and releasing fish.

Ms. Hai shared that in 2004, with a small amount of capital, Ms. Hai and her husband bought every piece of land from the people to dig ponds to release fish and raise poultry. While working, accumulating, combining equity capital and loans from social policy banks, the farm is gradually expanding its area, combining poultry farming, releasing fish, growing fruit trees and perennial trees.

In the early days, Ms. Hai and her husband started a business with catfish, harvesting up to 20 tons each time but the output was slow. From then on, the couple gradually switched to raising fish. "At first, the amount of money my family borrowed from the social policy bank was 30-40 million VND and gradually increased the current loan amount to 100 million VND" - Ms. Hai said.

At the time of the COVID-19 pandemic, which affected product output, Ms. Hai researched again, boldly borrowed capital to invest in machinery, developed in a new direction and initially brought in income. In addition to grass carp, she also raised more than 1,000 ducks to sell for meat. The ducks kneaded, one group sold another. Her farm is mainly for wholesale. When there is a generation, traders come to buy, and it's all in one day, just afraid that supply is not enough to meet demand.

Ao ca rong hang nghin m2 cung mang lai thu nhap cao cho gia dinh ba Hai. Ảnh: Nam Trieu
The fish pond of thousands of square meters also brings a high income to Ms. Hai's family. Photo: Nam Trieu

dare to think, dare to do

Evaluating the economic model of Ms. Tran Thi Thanh Hai's family, Mr. Tran Minh Duc - Head of Quang Khai village, Phu Thai commune said that Ms. Hai is the one who dares to think, dares to do, and is bold in converting the production model. Ms. Hai's economic development model is a typical model of the locality, being replicated.

Thanks to diverse production models and family efforts, each year, she earns hundreds of millions of VND. During the harvest season, Ms. Hai also borrows more local labor, creating jobs and income for people in the commune.

For Ms. Hai, thanks to loans from the social policy bank 20 years ago, her family has the motivation and resources to boldly develop the family economy, bring jobs, income, improve and enhance the quality of life. In the coming time, Ms. Hai will continue to participate in scientific and technical training courses, proactively source animal feed, and release fish. Along with that, expanding the livestock model to increase income for families, creating jobs for local workers.

Hoàng Khôi
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