The spending limit is up to 10 billion VND. Implemented from now until December 31, 2026, this program will help individual customers supplement working capital, be proactive in cash flow and seize development opportunities.
Welcoming timely capital flow for business opportunities
In production and business, opportunities can come from a new order, peak season or a favorable time. At such times, capital is supplemented at the right time not only to solve immediate financial needs but also to help businesses promote operations and be proactive in the face of new opportunities.
Understanding that need, BIDV implements a policy of mobilized loans to serve production and business for individual customers, with preferential interest rates from only 6.8%/year, with a throughput limit of up to 10 billion VND.
The program applies to individual customers with actual production and business activities of at least 12 months. In addition to supplementing working capital, loan capital is also applied to loan needs to repay debts ahead of schedule at other credit institutions for eligible loans.
Directing capital flows towards sustainable models
Not only meeting the capital needs for ordinary business models, BIDV also directs its financial flow to green production and business models, contributing to helping customers improve the quality of products, goods and services and create sustainable value in the long term.
Accordingly, the 10,000 billion VND scale of green credit package that BIDV is implementing is specifically for customers who trade in green agricultural models, organic production, safe food supply chains and trade in environmentally friendly products with certifications such as VietGAP, GlobalGAP, OCOP, ISO 22000, HACCP, ISO 14001, Vietnam Ecolabel. The program also applies to rooftop solar power business, wind power, electric car purchase and housing needs at green-certified projects.
Capital is an important resource, but not yet a decisive factor in a business production model. Behind each customer's achievement is also the crystallization of experience, labor, ability to seize opportunities and the spirit of daring to think and dare to do... When those flows meet and go in the same direction, plans have more conditions to become reality and achievements will be continued.
Customers who need to borrow capital for production and business can contact the nearest BIDV branch or transaction office or 24/7 Customer Care Hotline: 1900 9247 for advice.
