In the context of the peak business season at the end of the year, the demand for mobile capital of enterprises has increased sharply to serve production, import and pay for human resources. However, many businesses still have difficulty borrowing capital due to the prolonged appraisal process and mortgage property requirements. Realizing this "bottleneck", MISA and Vietcombank have jointly researched and deployed an online unsecured interest rate loan package on the MISA Lending loan connection platform.
Accordingly, customers using MISA AMIS accounting software and MISA meInvoice electronic invoice software can borrow 100% online through MISA Lending platform without collateral, minimizing financial risks. The on-platform loan process only takes 05 minutes to complete, and is approved quickly with a loan success rate 10 times higher than traditional lending.
The highlight of the loan package is the limit of up to 3 billion VND, promptly meeting the short-term capital needs of businesses in urgent situations such as paying for orders, paying salaries or importing input materials. Preferential interest rate is only 8.68%/year - this is a competitive interest rate, helping businesses reduce borrowing costs. Not only that, customers are also exempted from transaction fees and early repayment fees. When capital costs are low, the company's profit margin on year-end orders will be preserved and maximized.
This solution is considered an important turning point in the digital transformation journey of corporate financial activities, helping to save up to 70% of the time compared to the traditional loan process. When customers agree to borrow capital, thanks to the ability to directly connect accounting data and electronic invoices on MISA software with the Vietcombank system, businesses are quickly appraised, approved for quick loans and quick disbursement - all of which take place completely online.
With the cooperation between two leading Vietnamese brands, MISA and Vietcombank not only provide superior financial solutions, but also contribute to promoting the digital economy, opening up great opportunities for Vietnamese enterprises to apply technology, improve competitiveness and towards sustainable growth.
Refer to Vietcombank's unsecured loan package on MISA Lending at: https://lending.misa.vn/vay-thau-chi-tin-chap-cung-vcb/
