From Tet bonuses to partner payments: Financial problems in peak season
The end of the year is always the "sprint season" for the business community. Orders for businesses increased sharply to meet consumer demand, accompanied by a series of payables: from raw materials, logistics, tax fees, to employee salaries and bonuses... all of which were rushed in a short period of time. Large transaction volumes not only require fast and safe processing speed, but also pose a problem for businesses to effectively manage costs and maintain stable liquidity.
Many businesses admit that without appropriate financial support tools, capital turnover during the peak season can easily become a "bottleneck". In particular, for small and medium-sized enterprises - which account for the majority of the market - the need to find cost-effective and convenient solutions to reinvest and enhance competitiveness becomes increasingly urgent.
Van Nang Account - one account, many values
Grasping that trend, LPBank has developed the product "Comprehensive Van Nang - Loc Phat Account" as a "one-touch" solution for businesses. With this product, businesses will be exempted from 100% of domestic and international money transfer fees (excluding electricity fees paid to agents) including: internal and interbank transfers on LPBankbiz, express interbank money transfers at the counter via NAPAS, money transfers outside the system at the counter, money transfers from Vietnam to abroad & receiving money from abroad.
In addition, a series of other popular financial management costs are also included in the "0," including: account management fees; annual fees for LPBankbiz electronic banking services; full online transfer fees; salary payment; electronic and customs fees; payment of electricity, water, telecommunications bills and virtual account/identity services... With this policy, savings from service fees will become a resource for businesses to reinvest and improve competitiveness.
The product also brings a series of management utilities: businesses can open beautiful digital accounts according to their needs, affirm brand imprints and facilitate transactions; at the same time, flexibly manage through a virtual account system or identification, synchronized on the LPBankbiz digital platform. Thanks to that, businesses can easily track cash flow in real time, manage revenue and expenditure transparently and simplify accounting processes.
Another notable point is that LPBank offers an easy-to-reach incentive policy. New customers are exempted from all services for the first 6 months without conditions. After this period, if the average balance of 50 million VND is maintained for 3 consecutive months, the enterprise will continue to enjoy free incentives.
LPBank representative said: Current businesses not only need loans, but also need economical, safe and convenient cash flow management tools. The comprehensive Van Nang - Loc Phat account is built as a "financial assistant", helping businesses both optimize costs and increase operational flexibility. This policy is especially suitable for small and medium-sized enterprises - groups that have difficulty maintaining large resources in their accounts. With just a moderate balance, they can enjoy full incentives and management solutions.
LPBank - a trusted financial partner accompanying businesses
The product "Comprehensive Van Nang - Luong Phat Account" is part of LPBank's comprehensive digitalization strategy. With a nationwide network of transaction points, LPBank is currently one of the largest joint stock commercial banks in Vietnam.
Over the years, LPBank has constantly innovated products, from services for individual customers to specialized solutions for businesses. In particular, the Bank focuses on developing a digital financial ecosystem, in which LPBankbiz plays a central role, helping businesses manage cash flow safely, quickly and effectively.
At a time when operating costs can determine the survival of a business, the appearance of financial instruments such as Van Nang account Comprehensive Loc Phat not only has commercial significance, but is also a companion effort of LPBank: helping businesses save costs, manage effectively and firmly overcome the waves.
