Savings interest rates at HDBank today
Savings interest rates at HDBank vary depending on the deposit term. According to the record on February 22, 2025, HDBank is applying 6.1%/year for a 36-month term, this is the highest interest rate at present.
If they deposit 3 billion VND, customers will receive different amounts of interest depending on the deposit term. The interest received at the end of the term will be as follows:
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12-month term:
Interest amount = 3 billion VND × 5.5% = 165 million VND
Total amount after 1 year: 3.165 billion VND
36-month term (highest):
Interest amount per year = 3 billion VND × 6.1% = 183 million VND.
Total interest after 3 years = 549 million VND.
Total amount after 3 years: 3.549 billion VND.
Compare HDBank interest rates with other banks
Depositing at HDBank helps customers receive higher interest than the Big 4 group but lower than MSB and Kienlongbank.
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Notes when depositing savings at HDBank
HDBank is currently listing a special interest rate (7.7% - 8.1%/year), applied to deposits of VND500 billion or more.
Interest rates may change from time to time, customers should update directly from the bank.
Choose the right term to avoid losing interest when withdrawing ahead of schedule.
If you deposit online, there may be a higher interest rate.