In the context of climate change increasingly affecting all areas of socio-economic life, sustainable development is no longer an option but has become a mandatory requirement for all organizations and businesses. In line with that trend, Agribank not only proactively implements green development policies, but also pioneers in implementing ESG standards for the finance - banking sector, contributing to spreading sustainable development thinking throughout the system. With these tireless efforts, Agribank has been recognized and honored in the Top 100 Green Vietnamese ESG Enterprises 2025, Top 10 ESG Enterprises in the banking industry 2025 - a ranking published by Viet Research in collaboration with the Finance - Investment Newspaper.
The Top 100 Green Vietnamese ESG Enterprises (ESG100) and Top 10 ESG Enterprises by Industry (ESG10) are two prestigious rankings published by Viet Research in collaboration with the Finance - Investment Newspaper, to honor pioneering enterprises in implementing sustainable development strategies in Vietnam. This is not only a recognition of the specific and practical efforts of the business community but also opens an important milestone on the journey to transform the green growth model, towards a transparent, responsible and deeply integrated economy.

Not stopping at assessing business performance, ESG100 and ESG10 focus on measuring the level of integration of Environmental - Social - Governance factors in the strategy, operating model and governance system of the enterprise. These are key indicators, reflecting the long-term adaptability and development of enterprises in the context of the world placing increasingly high requirements for transparency, responsibility and sustainable development.
At Agribank, sustainable development is realized through a solid value system, which is three pillars: Environment, society and governance. Each pillar is implemented with clear and synchronous actions, programs and strategies throughout the system.
In terms of environmental factors, Agribank is one of the pioneering organizations promoting green credit. The bank prioritizes funding for high-tech agricultural projects, renewable energy, afforestation and circular economy. Not only simply providing capital, Agribank accompanies customers to build a sustainable, emission-reducing and environmentally friendly production model. In particular, Agribank's sustainable development strategy to 2030, with a vision to 2045, takes ESG as a guideline throughout with a clear commitment to the Government to achieve the net emission target of "0" (Net Zero) by 2050.

In terms of social factors, Agribank continues to affirm the mission of "Tam Nong" through a series of specific action programs. The bank promotes policy credit for remote areas while investing in key areas such as education, healthcare and social security. From scholarships to new schools, from medical station projects to disaster relief projects... all activities clearly demonstrate the philosophy of taking people as the center, clearly demonstrating the role of a community bank.
From within, Agribank has been building a modern and humane working environment, focusing on gender equality, improving welfare, arousing the spirit of innovation and creativity among the team of more staff and employees - those who inspire and realize ESG commitments right from within the enterprise.

Regarding governance, Agribank maintains a transparent governance platform, strictly complying with domestic and international financial and legal standards. The ESG governance system is established synchronously, integrated into all credit and investment appraisal processes. The bank's sustainable development reports and financial reports are periodically published, contributing to strengthening the confidence of domestic and international investors, partners and communities. This is a great competitive advantage in the context of markets increasingly requiring higher responsibility and transparency.
It can be seen that ESG10 and ESG100 are not only a recognition of the title for Agribank but also open up a series of long-term strategic opportunities, bringing stronger confidence to the public, customers, investors and international partners. On the other hand, converging ESG criteria helps Agribank more easily access global green capital sources, while improving competitiveness when cooperating with multinational corporations that pose strict requirements for sustainable development.
Not stopping at compliance, Agribank has been playing an increasingly important role in creating trends, contributing to the formation of a sustainable financial - banking ecosystem in Vietnam. Through green credit products and services, cooperation models and internal communication activities on ESG, Agribank has gradually formed a unique "green identity", creating a strong spillover effect throughout the system and out to the community.
In particular, in the context of the Vietnamese economy shifting towards a green and circular economy, Agribank is not only a policy implementation unit, but also a new driving force for growth. The bank's methodical ESG steps are contributing to changing awareness every day, promoting changes in production - consumption behavior and suggesting a fair and sustainable development future for the country. From ESG 10 and ESG 100 achievements in 2025 to long-term goals, Agribank is affirming its role as a national bank for sustainable development. Every green credit, every community security program, every step forward in transparent governance are the bricks to build a green future for Vietnam.