On the afternoon of October 10, Deputy Prime Minister Tran Hong Ha chaired a meeting to listen to a report on the draft Decree amending and supplementing a number of articles of Decree No. 100/2024/ND-CP of the Government detailing a number of articles of the Housing Law on the development and management of social housing and Decree No. 192/2025/ND-CP detailing a number of articles and measures to implement Resolution No. 201/2025/QH15 of the National Assembly on a number of pilot mechanisms and policies specific to the development of social housing.
According to the report of the Ministry of Construction, one of the important highlights of the draft Decree is the amendment and supplementation of regulations on land use obligations of investors, allowing payment instead of having to directly reserve 20% of land funds in the project to build social housing.
This is a move expected to overcome existing shortcomings, while ensuring transparency, fairness and the right subjects in the implementation of the social housing program.
The draft stipulates that the land use fee of the entire project is still determined according to current land law. The additional payment for the 20% area of residential land approved for payment of equivalent fees will be calculated at 3%/year of land use fees for this area according to the approved completion progress of the project's technical infrastructure system.
This regulation will limit the situation of businesses taking advantage of paying money instead of allocating land funds while creating stable resources for the development of social housing funds. In addition, the calculation method associated with infrastructure progress helps ensure fairness and avoid loss of revenue for the budget.
According to the proposal, the ceiling for income to be considered for buying and renting social housing will be increased to 20 million VND/month for individuals, 40 million VND/month for couples and 30 million VND/month for single individuals who are raising children under the age of majority.
Based on the conditions and income levels of each area in the area, the Chairmen of the People's Committees of provinces and cities decide on the adjustment for subjects eligible to buy or rent social housing.
Subjects without labor contracts can still access social housing, but must have confirmation from the commune-level police based on the population database. Compared to current regulations, this proposed level is closer to the actual income and living of the people.
The interest rate for loans to buy and rent social housing is regulated at 5.4%/year, if necessary, the lending interest rate must be changed, relevant agencies shall report and submit to the Prime Minister for consideration and decision.
At the meeting, the Ministry of Construction asked for opinions on the criteria for selecting investors to build social housing projects in cases where there are 2 investors with sufficient capacity and implementation conditions.
Deputy Prime Minister Tran Hong Ha said that in this case, it is necessary to organize the selection of contractors openly and transparently.
The Ministry of Construction needs to supplement incentive policies to facilitate access to social housing for families with many generations living, nuclear families with 3 or more children.
The Deputy Prime Minister assigned the Ministry of Construction to urgently complete the draft, review all contents, complete the submission and related documents to submit to the Prime Minister for signing and issuing a decree.
