Attending the signing ceremony, on the side of VNPAY, there were the presence of Mr. Le Tanh - Vice Chairman of the Board of Directors, General Director; Mr. Nguyen Tuan Luong - Vice Chairman of the Board of Directors along with leaders and officials of the enterprise and business sector of the North of VNPAY.
On the side of Agribank, the event was attended by Mr. Pham Toan Vuong - Deputy Secretary of the Party Committee, General Director of Agribank, Deputy General Directors and representatives of leaders of Departments and Centers at the Head Office, Directors of branches: Transaction offices, Lang Ha, Hanoi, Ha Tay. The signing ceremony also had the participation of representatives of target customers who are business owners in Hanoi.
Speaking at the ceremony, Mr. Pham Toan Vuong - General Director of Agribank emphasized that this is a strategic step to accompany business households in the important transition period, from contract tax to declaration according to Decree 70/2025/ND-CP and new regulations of the Ministry of Finance.
The General Director of Agribank said that millions of businesses will have to apply electronic invoices, automatic tax data transmission and build a standardized governance process, which are not easy to implement for customers with limited digitalization.
Therefore, through cooperation with VNPAY, Agribank hopes to bring a comprehensive, low-cost but highly effective solution package, helping businesses enter the digital transformation roadmap confidently and conveniently. This support does not stop at providing financial services but also includes sales management tools, issuing electronic invoices and connecting data with tax authorities, thereby improving transparency and stabilizing cash flow for businesses.
Accompanying technological solutions, Agribank offers many notable financial incentives including free opening and maintaining payment accounts, attractive account number incentives, and free balance notification via OTT on the Agribank Plus application.
In particular, the bank has implemented a preferential credit package of 4.5%/year for business households, a meaningful support level in the context of businesses having to invest in additional equipment, digital platforms and change operating procedures to meet new legal requirements.
On the side of VNPAY, Mr. Le Tanh - Vice Chairman of the Board of Directors, General Director of VNPAY highly appreciated Agribank's role with a wide network, along with the ability to deeply access rural - mountainous areas and small business households.
VNPAY also officially introduced a comprehensive digital transformation solution designed specifically for businesses and business households nationwide. This solution package is provided for free for 3 years, helping businesses quickly access modern management tools without having to make an initial investment, thereby shortening the digital gap between business groups and meeting the requirements of new regulations.
The solution set includes VNPAY-Invoice electronic invoices, data storage using VNPAY Cloud, VNPAY-CA digital signature, sales management software, and payment devices such as VNPAY-POS and PhonePOS. The Vice Chairman of the Board of Directors of VNPAY believes that this set of solutions will help businesses fully implement tax declaration requirements, manage revenue in real time and make business operations transparent, a key factor to shift from experience model to data-based model.
Mr. Le Tanh emphasized the companionship of Agribank and VNPAY today to start a new journey, the journey to bring digital technology to every business household, every enterprise and every locality.
The signing of the Agribank - VNPAY cooperation takes place at a time when the market is witnessing the strongest digital transformation rate in the private economic sector. New requirements for electronic invoices, data standardization and revenue transparency force many businesses to comprehensively change their operating models. However, initial investment costs and limited technological capacity have made this process difficult.
In that context, the 0 VND solution set from VNPAY combined with Agribanks wide range of financial incentives and networks is considered the optimal solution for the market. Business households not only significantly reduce operating costs but can also manage revenue, customers, inventory and sales processes on a unified digital platform.
In addition to the significance of supporting compliance with legal regulations, the Agribank - VNPAY cooperation also opens up opportunities to improve competitiveness for business households.
