Among the products on the market, VPB.Life+ - a product developed by OPES in collaboration with VPBank and MSIG, is a prominent name when supporting the payment of up to 1.5 billion VND for serious illnesses from the early stages.
When illness is not necessarily a death bell
In Vietnam, cancer is becoming a "black bulge" spreading on the public health map. According to data from GLOBOCAN, in 2024, Vietnam will record about 191,000 new cancer cases and 126,000 deaths from cancer, an increase of 4% compared to 2020.
These diseases not only reduce the life expectancy of Vietnamese people but also create a financial burden for patients with large treatment costs, directly affecting the quality of life and financial future of many families.
Notably, cancer is on the rise, with the incidence of the disease in young people increasing. In men, common types of cancer are liver, lung, stomach; in women, breast, lung and rectal.
However, what makes this disease a "death bell" for many people is another factor, which is the financial burden. A survey by the George Global Health Research Institute shows that in Vietnam, up to 55% of cancer patients have fallen into financial crisis within just 1 year of detecting the disease. Of these, 66% had to borrow money to continue treatment, 24% were exhausted in their family economy and nearly 10% had to mortgage their home to have money for treatment.
According to a recent statistic from the health sector, this situation also shows that about 1/3 of cancer patients are not eligible to buy specific drugs after 12 months of detection.
About 22% of patients do not have enough money to pay for travel expenses and services and nearly 25% of patients' families are in poor circumstances and have to borrow from relatives and friends.
When faced with a cancer diagnosis, many people are not only shocked mentally but also devastated by the huge treatment costs. In that context, health insurance has become an important "shield", helping the "K warriors" maintain their spirit and fight this disease steadfastly.
VPB O.Life+ - OPES's solid shield for serious illnesses
Given the fact that the number of serious cases in Vietnam is increasing, especially cancer, stroke, cardiovascular disease and diabetes, the need for a timely and comprehensive financial solution to support treatment has never been so urgent.
Understanding this, OPES Insurance Joint Stock Company - an insurance company under the financial ecosystem of Vietnam Prosperity Joint Stock Commercial Bank (VPBank) - has joined hands with MSIG Vietnam (a prestigious insurance partner from Japan) to launch the VPB O.Life+ insurance product - a solid shield for the health and finances of Vietnamese people.
VPB O.Life+ is designed specifically for VPBank customers, with the goal of protecting participants from the risk of the most common serious diseases today.
The outstanding advantage of the product is the high payment level of up to 1.5 billion VND, especially the ability to pay benefits right from the early stages of cancer, without having to wait until the disease progresses severely. This is a big difference compared to many other insurance products on the market - bringing a "head-on" advantage to customers when time is a vital factor in cancer treatment.
Not only stopping at cancer, VPB O.Life+ also covers serious diseases such as heart attack, stroke and diabetes (both type 1 and type 2) - chronic diseases that are on the rise in Vietnam. The product also supports hospital allowances and death benefits in unfortunate cases, helping the patient's family maintain a stable life.
Another plus point of VPB O.Life+ is the simple participation process, customers only need to answer 4 basic health questions instead of having to have complicated medical check-ups. The product has 4 flexible packages, with a protection value of 350 million to 1.5 billion VND, suitable for the financial capacity of many customer groups.
The short fee payment period is from 12 months, the waiting period is only 90 days, and the age of participation is expanded from 1 to 57 years old, maintaining the renewal period until 65 years old - showing a comprehensive coverage orientation, especially suitable for both young or elderly family customers.
"VPB O.Life+ is not simply an insurance product, but a comprehensive, in-depth financial solution. The product demonstrates our long-term commitment to accompanying customers, helping them feel secure in the face of major health risks and towards a stable and sustainable future" - Mr. Nguyen Huu Tu Tri, Permanent Deputy General Director of OPES emphasized.
In the context of the health sector continuously warning about the rapid increase of serious diseases in Vietnam, VPB O.Life+ is not only a financial solution - it is also a strategic choice for each person to proactively protect themselves and their families before risks hit.
When health is unpredictable, preparation is the most valuable thing. And VPB O.Life+ is that understanding and timely preparation.
