From July 1, 2025, Vietnam will rearrange administrative units according to Resolution 202/2025/QH15 of the National Assembly. To achieve this result, it is the joint efforts of many levels and sectors, including the silent but persistent contributions of the team of administrative staff - those who have overcome difficulties in new work locations, new processes, new working conditions to continue to complete tasks well, maintain work rhythm and serve the people.
Understanding the concerns and needs of "residing down" to work with peace of mind, BIDV has launched a preferential loan package exclusively for administrative staff receiving salaries through BIDV accounts. With this loan package, customers can buy a house, buy a car or a consumer loan with an interest rate of only 5%/year (depending on the locality), a loan limit of up to 5 billion VND, a maximum term of 20 years - helping to reduce financial burden and create initiative for life plans.
Not stopping at incentives when borrowing capital, administrative staff receiving salaries through BIDV are also exempted from and have many service fees reduced such as BIDV SmartBanking, issuing debit cards, annual fees and withdrawing money at BIDV ATMs... along with a series of other attractive promotional programs, bringing a convenient and economical financial experience.
Specifically, BIDV is exempt from issuance and annual fees for the first year when issuing domestic/international debit cards and international credit cards. In particular, customers receiving salaries at BIDV are given free withdrawals at BIDV ATMs for the first year. Credit card limit is up to 700 million VND, interest-free for 45 days, along with many attractive incentives, refunds up to 10% of transactions.
In addition, BIDV continues to implement a "0 fee" policy for salary receiving accounts at the bank. Accordingly, payment accounts do not require maintaining a minimum balance and are exempted from standard account management when financial transactions occur on Smartbanking during the month. Money transfers inside and outside the BIDV system are also completely free on BIDV SmartBanking, while there is also free OTT messages, SmartBanking maintenance fees and many discount codes, B-point accumulation incentives when making transactions on the application.
Preferential Online deposit interest rate adds up to 0.6%/year compared to the interest rate listed at the counter. In particular, BIDV is a pioneer bank in the market to support customers with salary changes of B-points into interest rate incentives when depositing online savings, with an additional incentive of up to 0.2%/year (3- or 06 month term, deposit amount from 50 million VND or more). Incentives for reducing international money transfer fees by up to 10% and giving away beautiful As-is account numbers up to 30 million VND.
With these solutions, BIDV affirms its pioneering role not only in accompanying the public administration team, but also in the mission of joining hands to stabilize social security, actively support the implementation of the State's policies and guidelines - for a sustainable Vietnam, where everyone has the opportunity to settle down and contribute.
(*) Detailed conditions and regulations on products and services must comply with current regulations of BIDV from time to time.
For any detailed information, customers should contact the BIDV branch to pay salaries or the 24/7 customer service hotline: 1900 9247 for support.
