This is an important political event, marking a new step in the development of the CIC Party Committee on the journey to innovate and modernize the national credit information system in the digital age.
Solidarity and creativity to carry out all set tasks well
The CIC Party Committee for the 2020-2025 term operates in the context of many fluctuations and challenges: the prolonged COVID-19 pandemic, global political and economic tensions, increasing inflationary pressure, strongly affecting the economy and industry operations.
However, under the close leadership of the Party Affairs Committee, the Standing Committee of the State Bank of the State Bank (SBV), the Party Committee of the Central Bank of Vietnam, with the solidarity and high determination of the collective of Party members and CIC workers, the key political tasks were successfully completed.
During the term 2020-2025, the CIC Party Committee promoted the comprehensive leadership role in all aspects of work, especially in ideological political education, building revolutionary morality, improving the quality of cadres and party members. The learning and following Ho Chi Minh's ideology, morality and style were effectively implemented with 100% of cadres and party members to develop plans and commit to training moral qualities, lifestyle, no expression of self -evolution, self -transformation and recession.
As a result during the term, CIC is always assessed by the State Bank, classified as having completed its tasks well or better; continuously classified by the State Bank as A according to the regulations on service quality assessment and performance assessment of the State Bank, and awarded a Certificate of Merit by the Governor of the State Bank for its outstanding achievements in performing its tasks.
During this period, the CIC Party Committee has basically completed 7/7 goals on implementing the political tasks set out in the Resolution of the Party Congress for the 2020-2025 term, specifically:
CIC has completed the operating model of public non-business units autonomous and spending in accordance with the Government's Decree 120/2020/ND-CP, Decree No. 60/2021/ND-CP of June 21, 2021 of the Government stipulating the financial autonomy mechanism of public non-business units, meeting the renovation requirements in digital era. The National TTTD database was expanded and improved in quality, reaching over 57 million borrowers (up 31% compared to the end of 2019 and achieved an average growth rate of about 5% in the period of 2020-2025) with information history stored for many years on modern IT platform. By the end of 2024, the level of Calling of Information and Communications reached about 73.9% of the total adult population, exceeding the 70% target set at the Congress for the term 2020-2025.
CIC has promptly provided general reports, analysis on the situation of credit, bad debts of the whole system and unexpected reports, periodic reports on credit according to customers, industries, industries, corporations, corporations ... serving the Board of Directors and units, departments, departments, SBV branches of provinces and cities. The results of providing information in service of the SBV have been highly appreciated by the Board of Directors and units, Departments and Departments of the SBV, promptly supporting the direction, administration, inspection and supervision of the State Bank, meeting the requirements of the Resolution of the Congress 2020-2025. For credit institutions, CIC has provided an average of more than 65 million credit reports/year, in 2024, over 91 million, great contributions to credit management, monetary policy management and safety of banking systems.
The implementation of digital conversion projects, applying new technologies such as machine learning, electronic authentication (EKYC), data encryption, automatic reporting system ... have helped improve the quality and efficiency serving credit institutions, borrowers. At the same time, CIC applies flexible price policy, reduces the cost of supporting people and credit institutions to overcome difficulties due to the pandemic. From 2020 to 2022, CIC has reduced the money to exploit the TTTD service for credit institutions of over 655 billion dong, contributing to supporting credit institutions to reduce costs and lending interest rates, showing the spirit of companionship for the country's socio -economic development.
The organization and consolidation of the Party apparatus is performed synchronously, scientifically, associated with the professional structure. The Party Committee has successfully organized the 15/15 congress of the Party cell, focusing on fostering and admitting new party members, gradually improving the leadership and fighting capacity of the Party organization at the grassroots level.
According to Mr. Cao Van Binh - Secretary of the Party Committee, Chairman of the Management Board of CIC - said, in order to achieve the above results, the leadership and direction of the Party Committee, CIC collective always has solidarity, unity, maintain the principle of democratic centralism, promote the strength of the collective to lead, direct the timely and close to the implementation situation of CIC in the time time. At the same time, regularly performing well the inspection and supervision to promote the grassroots democracy, actively grasp the social public information to promptly solve difficulties and obstacles to meet the requirements and legitimate tasks of party members, officials and workers.
The Party Committee and the Center enter a new term with breakthrough goals
Entering the term 2025-2030, CIC determined to continue to face many challenges due to global economic fluctuations, disease systems, climate change increasingly serious. In addition, the rapid development of some breakthrough technologies of the 4th scientific and technological revolution, the digital transformation process takes place extensively on all aspects of socio -economic life, creating both new opportunities and challenges. These factors required in the leadership and direction of the Party Committee need to be more drastic and renewed, promptly have appropriate solutions, timely adapting to reality and integration trend.
Nham to chuc thanh cong Dai hoi Dang bo nhiem ky moi theo Chi thi so 35-CT/TW ngay 14.6.2024 cua Bo Chinh tri ve Dai hoi dang bo cac cap tien toi Dai hoi Dai bieu toan quoc lan thu XIV cua Dang, Ke hoach 01-KH/DUNHNN ngay 28.3.2025 cua Dang uy Ngan hang Nha nuoc, CIC da phat dong phong trao thi dua lap thanh tich chao mung Dai hoi, gan voi hoan thanh vuot muc cac chi tieu chuyen mon, dam bao chat luong dich vu, doi moi sang tao trong tung field of work. In addition, subcommittee serving the Congress include: Document subcommittee, Human Resources Subcommittee, Organizing Committee and Logistics ... have been established early, seriously operated, in accordance with the process. The process of developing political reports is meticulously and democratic, widely absorbed opinions from the cells, unions and units. The affiliated cell congress has been completed, ensuring the Party's rules and regulations. The new term delegates are selected with a reasonable structure, quality, capacity and reputation for the leadership of the Party cell to fulfill the tasks in the coming period.
With the theme of "Innovation - Creativity - Developing a modern and sustainable credit information system in the digital age", the CIC Party Congress for the 2025-2030 term will be held in the coming time, with the goal of comprehensive evaluation of the results of the last term, and discussing and approving the direction and guidelines for the next term. In it, focusing on some key orientations:
Completing political and professional tasks well; maintaining the core leadership role of the Party Committee in implementing tasks.
Develop a modern and sustainable credit information system, aiming at automating core operations, expanding data connections with entities inside and outside the industry.
Effectively implement Circular 15/2023/TT-NHNN, complete the credit information indicator system and ensure complete information collection from 100% of credit institutions.
Increase credit information coverage, striving to reach 8090% of the adult population.
Diversify products, improve service quality, develop in-depth analysis reports to serve SBV and credit institutions.
Strive for 10% annual service growth, reaching an average of 100 million credit reports/year.
More specific contents on CIC's goals, solutions and development expectations in the coming period will be fully presented after the Congress ends, demonstrating the high political determination of all CIC staff, party members and employees in building an increasingly strong Center, making a practical contribution to the development of the Vietnam Banking industry.
