Not only opening up the opportunity to turn gold "lying in the safe" into a dynamic and sustainable profitable capital flow, this policy also helps investors own lifelong real estate in the "luxury capital" Vinhomes Royal Island (Hai Phong).
New solution to the question of keeping gold or investing in growth
Statistics from the World Gold Council show that Vietnam is always in the group of countries with the highest purchasing power and gold reserves in the region. However, a huge amount of gold lying idle in the safe means a frozen capital source that cannot reproduce.
Therefore, the "transforming gold resources" program that Vinhomes and gold, silver and gemstone companies are jointly implementing is being seen as a new solution to the problem of keeping gold or investing in growth.
Mr. Pham Dinh Ngoc (45 years old, Hanoi City) said he is preparing to sign a contract for 2 apartments at Vinhomes Royal Island.
I have surveyed the project for quite a long time, but the capital needed is in the accumulated gold. This year, the price of gold fluctuates unpredictably, making me constantly hesitate between keeping gold or taking profits to buy real estate for business exploitation. As soon as Vinhomes launched this policy, I made my decision, which is to buy a house," Mr. Ngoc shared.

According to Mr. Ngoc, the most attractive point of the program lies in the dual value preservation mechanism. Investors both own real estate with potential for price increase and exploit long-term cash flow, and are guaranteed output for the amount of gold converted through a clear return commitment after 3-5 years and an additional 2%/year profit.
The best thing and also the most reassuring thing for me is the fairness and protection margin of the policy. After the 3- or 5-year milestones, depending on the profit margin and demand, customers like me can completely choose to continue holding the house or receive back enough money to buy back the converted gold, along with a 2%/year profit. And if real estate increases sharply, I will still keep the house to continue exploiting business. Anyway, I will still be sure to win," Mr. Ngoc assessed.
Notably, the entire valuation, verification and conversion process is carried out with reputable gold, silver and gemstone units, and the benefits are inherited when transferring the contract.
Mr. Ngoc's story has clearly outlined a revolution in the thinking of investors. Instead of letting assets "freeze" without profit, capital is shifting to assets that are both defensive and create long-term added value.
Vinhomes Royal Island attracts capital flows thanks to the advantage of creating cash flow and living value
When the golden resource is released, unique and potential projects like Vinhomes Royal Island are the perfect destination for investors to deposit capital.
The product lines here, from villas, townhouses to riverside garden houses, have gone beyond the concept of ordinary accommodation space to become "2-in-1" assets, both possessing long-term value increase potential and capable of exploiting real cash flow.
The project's ability to generate cash flow primarily comes from the new development center of Bac Song Cam (Thuy Nguyen) - a place that is strongly attracting the successful class, international experts and business people to live and work. This shift creates a large demand for accommodation, commerce and high-end services.
In addition, large-scale entertainment and resort ecosystems, such as 36-hole golf course, marina, Vinpearl Horse Academy, VinWonders and Safari, Vincom Mega Mall, marina... both bring luxury living experiences to residents and are a driving force to promote tourism and practical business exploitation.
In particular, the isolated island urban model in Vu Yen brings a scarcity factor that the market can hardly replicate. When the natural land fund with a unique location like Vu Yen island cannot be expanded further, this closed nature both ensures absolute privacy and promotes long-term business exploitation potential and the price increase of real estate to break through exponentially, proportionally to the "takeoff" rate of the Hai Phong economy.

Real estate at Vinhomes Royal Island also carries the value of a powerful "identity card", helping the leading class affirm their position and different aesthetic taste. No longer interested in narrow central neighborhoods, the upper class now redefines luxury through isolated ecological living spaces, top-notch experiences and the harmony of a community of the same class. And Vinhomes Royal Island is a rare destination that fully converges these standards.
The combination of revolutionary financial policies and the leading real estate product line has turned Vinhomes Royal Island into a rendezvous for all capital flows. For sophisticated investors, transforming quiet gold bars into an age-old asset in the Royal Island City is a strategic step to both preserve finances and leisurely stand at the peak of position.