Full set of VietinBank interest rates for all terms
According to Lao Dong's records on January 2, the interest rate on savings deposits at the counter of Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank) currently fluctuates in the range of 2.1 - 5.3%/year.
Compared to the end of 2025, the direct savings deposit interest rate table at VietinBank has simultaneously increased, currently being listed as follows:
Interest rates on 1-month term deposits increased by 0.5%, reaching 2.1%/year.
3-month term deposit interest rate increased by 0.5%, reaching 2.4%/year.
Deposit interest rates for terms of 6 - 11 months increased by 0.5%, currently at 3.5%/year.
Interest rates on deposits with terms longer than 12 months increased by 0.5%, remaining at 5.2%/year.
Deposit interest rates for terms of 24 - 36 months increased by 0.5%, reaching 5.3%/year.
Deposit 300 million VND at VietinBank, how much interest will you receive for each term?
Readers can apply the quick calculation formula for term savings interest rates:
Monthly interest = Deposit amount x interest rate (%/year)/12 x number of months deposited
Thus, depositing 300 million VND at VietinBank, customers can receive the highest interest rate as follows (applied to individual customers depositing directly at the counter):
* Interest rate information is for reference only and may change in each period. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
