This content is stated in Conclusion No. 224-KL/TW of the Politburo on continuing to implement Resolution No. 06-NQ/TW, dated January 24, 2022 of the Politburo on planning, construction, management and sustainable development of Vietnamese urban areas to 2030, with a vision to 2045.
Conclusion No. 224-KL/TW clearly states the requirement to continue to effectively implement the National Housing Development Strategy to 2030, with a vision to 2045; encourage economic sectors to participate in investment; complete the goal of building 1 million social housing apartments before 2030; expand the buyers, renters, and renters of social housing.
The Conclusion also stated the requirement to have appropriate mechanisms to promote the development of commercial housing at prices suitable for people's income, workers' housing in industrial parks; establish and effectively use the National Housing Fund. Management of the real estate market development is transparent, fair, sustainable and harmonious between segments, preventing large-scale speculation and disruption.
According to a survey conducted by the Vietnam Institute for Real Estate Research (VIRES) at the end of the third quarter of 2025, the average price of primary apartments in Hanoi has reached 92.9 million VND/m2. Meanwhile, in Ho Chi Minh City, this figure is even higher, up to 135.3 million VND/m2.
This price is very different from the average income of Vietnamese workers today, which only fluctuates from 8-10 million VND/month.
The large gap between housing prices and income is making the dream of settling down increasingly distant for the majority of people, especially the low- and middle-income groups, acknowledged Prof. Dr. Hoang Van Cuong - Member of the 15th National Assembly.
According to Mr. Le Hoang Chau - Chairman of the Ho Chi Minh City Real Estate Association (HoREA), not only low-income people, but also well-off people need to be given conditions for long-term, stable loans.
"We must clearly recognize the current situation to have a comprehensive policy, avoiding the widening gap between housing prices and income" - Mr. Chau said.
Recently, at the 4th meeting of the Central Steering Committee on housing policies and real estate markets in mid-December 2025, Prime Minister Pham Minh Chinh requested the Ministry of Construction to preside over and guide localities to build and publicize a database, to be completed in the first quarter of 2026 (including a database on real estate market, commercial housing, social housing, temporary houses, dilapidated houses nationwide).
The Prime Minister also requested ministries, branches and localities to continue reviewing and removing institutional obstacles, including policies for buying, renting, and leasing social housing for flexible and easy use for people and businesses.
Continue to develop the real estate market in a healthy, stable and sustainable manner; arrange land funds, raw material mines, develop other industries and fields related to real estate in a spirit of publicity, transparency and stability. Promote the development of industrial real estate.
According to the report of the Ministry of Construction, in terms of real estate supply, there are 3,297 commercial housing projects, social housing projects, and land projects nationwide, with a scale of 5.9 million apartments and a total investment of 7.42 million billion VND.
Regarding real estate prices, in recent years, the prices of apartments, townhouses, villas and land (for people to build houses) have increased; the average increase is about 10-15%/year, with some periods increasing by 30%.
