State Bank
Social housing loan interest rates decrease, disbursing more than 12,400 billion VND
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The State Bank said that the interest rate for social housing loans has decreased to 6.5%/year. By the end of May 2026, the program had disbursed more than 12,400 billion VND.
100% of accounts generating digital transactions have been biometrically compared
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As of June 26, 2026, the entire banking industry has biometrically compared more than 162.9 million individual customer records and more than 2.6 million organizational customer records.
Disbursement for social housing loans reached more than 12,440 billion VND, interest rate reduced to 6.5% per year
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As of May 31, 2026, the social housing loan program has disbursed about 12,440 billion VND.
Credit balance of the entire system reached nearly 20 million billion VND
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As of June 26, 2026, outstanding credit balance of the entire system reached over 19.97 million billion VND, an increase of 7.41% compared to the end of 2025.
Bank loans under 400 million VND are exempt from financial statements
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According to Circular 29/2026/TT-NHNN, from August 15, borrowing from banks under 400 million VND does not require proving financial capacity or capital utilization plan.
People under 35 years old borrowing to buy social housing officially enjoy interest rates from 6.5%/year
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The preferential interest rate for people under 35 years old borrowing to buy social housing from July 1st is 6.5%/year for the first 5 years and 7.5%/year for the next 10 years.
Foreign exchange reserves decreased by more than 24 billion USD compared to the peak
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Vietnam's foreign exchange reserves are currently at nearly 87.6 billion USD, down more than 24 billion USD compared to the record set in early 2022.
Workshop "Improving the efficiency of green credit capital flows, a driving force for economic growth
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The workshop "Improving the efficiency of green credit capital flows, a driving force for economic growth" will be a forum to remove bottlenecks in accessing green credit.
Workshop on unblocking green credit capital flows for businesses
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Green credit is considered an important capital channel, supporting businesses to transition to green, access capital and promote more sustainable green growth.
Proposal to raise the ceiling for short-term capital for medium and long-term loans to 40%
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The State Bank proposes raising the ceiling for using short-term capital for medium and long-term loans to 40%.
82 credit institutions pour capital into green credit
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To date, 82 credit institutions have generated green credit balances with a scale of 828,000 billion VND, with an average growth rate in the period 2017-2025 reaching over 20%/year.
Not enough grounds to apply personal income tax to gold bar transfer transactions
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The State Bank proposes to collect personal income tax on gold bar transfers, the Ministry of Finance believes that there are not enough grounds to regulate details.
Improving the quality of staff, meeting the new development requirements of the Banking industry
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The leadership training class of the State Bank of Vietnam branch in the region opens with many requirements to improve the quality of the banking staff.
State Bank Inspectorate points out a series of shortcomings and violations at Vikki Bank
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The State Bank Inspectorate has just issued a notice of the inspection conclusion at Vikki Bank, recognizing efforts to stabilize the system but also pointing out shortcomings and violations.
Cutting 40% of appraisal time, removing difficulties for Fintech testing
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The draft amendment of Decree 94/2025/ND-CP creates a turning point for Fintech businesses by sharply cutting appraisal time and eliminating paper records thanks to digital data.
