State Bank
Many banks have over 95% of transactions carried out through digital channels
|
Many banks in Vietnam have over 95% of transactions through digital channels, and more than 167.8 million individual customer records have been compared with biometric information.
Banking industry organizes digital transformation event, focusing on data and AI
|
On August 11, the State Bank of Vietnam (SBV) held a press conference to announce the Digital Transformation Event of the Banking Industry in 2026.
Do not let businesses with good projects not access capital
|
The Deputy Prime Minister emphasized not to let businesses with good projects, markets, and debt repayment capacity but not access capital just because of procedures.
State Bank of Vietnam proposes banks to reduce lending interest rates
|
The SBV proposes that banks implement preferential credit packages, at least 1%/year lower than the average lending interest rate for the same term.
Supplementing regulations to protect people who denounce money laundering acts into the law
|
The Law amending and supplementing a number of articles of the Law on Anti-Money Laundering supplements regulations on protecting whistleblowers.
52 organizations licensed to provide intermediary payment services
|
The State Bank of Vietnam has just released information on the current situation of licensing and managing and supervising the operations of intermediary payment organizations.
Appointment of Director of the Credit Department of the State Bank as Assistant to the Vice Chairman of the National Assembly
|
Ms. Ha Thu Giang, Director of the Credit Department of the State Bank, was appointed by the National Assembly Standing Committee to hold the position of Assistant to Vice Chairman of the National Assembly Nguyen Thi Hong.
Representative of SBV: Capital into legal projects is sufficient, meeting real needs is the safest credit
|
Credit is not separated from real estate but is more carefully screened, prioritizing projects with sufficient legal status, feasibility, meeting real needs, and promoting sustainable market development.
Notice on the establishment and operation of CEP Microfinance Institution - Go Cong Branch
|
CEP officially established Go Cong Branch in Dong Thap, going into operation from August 1, 2026 to provide financial support for poor workers to create jobs themselves.
Transferring money to a strange account from 400 million VND will require waiting at least 24 hours
|
Before March 1, 2027, large transactions to strange accounts may be kept for at least 24 hours to limit fraud.
Binh Duong MB is pointed out for many shortcomings from lending to bad debt handling
|
The State Bank Inspectorate pointed out many shortcomings at MB Binh Duong in lending, post-loan monitoring, bad debt handling and foreign exchange operations.
Banking Academy has a new Deputy Director
|
Mr. Le Ngoc Thang - Head of the Personnel Organization Department of the Banking Academy holds the position of Deputy Director of the Banking Academy from July 1, 2026.
Government to work with businesses, State Bank and 34 provinces and cities
|
The government will meet with businesses, work with the banking industry and 34 provinces/cities to promote growth.
Social housing loan interest rates decrease, disbursing more than 12,400 billion VND
|
The State Bank said that the interest rate for social housing loans has decreased to 6.5%/year. By the end of May 2026, the program had disbursed more than 12,400 billion VND.
100% of accounts generating digital transactions have been biometrically compared
|
As of June 26, 2026, the entire banking industry has biometrically compared more than 162.9 million individual customer records and more than 2.6 million organizational customer records.
