According to published documents, in 2025, Eximbank sets a consolidated pre-tax profit target of VND 5,188 billion, up VND 1,000 billion, equivalent to an increase of 23.8% compared to 2024. Along with that, total assets reached VND 265,500 billion, up 10.7%; Capital mobilization reached VND 206,000 billion, up 15.5%; outstanding credit reached VND 195,500 billion, up 16.2%; The ratio of bad debt/ outstanding credit decreased by 0.54% to 1.99%.
Earlier, at the end of 2024, Eximbank recorded strong growth results, achieved and exceeded the target of the plan with profit before tax of 4,188 billion dong, up 54% compared to 2023. Along with that, the total assets completed 107% of the year plan; mobilizing capital to complete 102% of the year plan; Credit balance completed 104% of the year plan, credit growth at Eximbank until the end of 2024 increased by 19.7% compared to the beginning of the year (equivalent to VND 27,706 billion), this is the highest growth in the past 5 years; Service activities such as international payment, insurance, cards, remittances have growth compared to 2023; The average CASA size grew 24.8% compared to 2023.
Eximbank manages credit growth closely following the direction and policy of the SBV on providing credit capital for the economy, supporting customers to overcome difficulties. Credit quality is strictly controlled from the appraisal, approval stage to monitoring and monitoring of customers' capital use, the bad debt ratio has decreased by 0.18% compared to the end of 2023.
In 2024, Eximbank was approved by the State Bank to increase its charter capital to VND 18,688 billion. This is an important step forward, helping Eximbank strengthen its financial capacity, expand its scale of operations and improve its ability to meet capital safety standards according to international practices.
In 2025, Eximbank aims to grow scale and improve operational efficiency in the direction of sustainability - safety - efficiency. The bank improves NIM by promoting the retail and SME banking segments, enhancing the exploitation of the large corporate and FDI customer ecosystem, increasing non-term capital (CASA), low-cost capital from economic and residential organizations.
At the same time, closely follow market developments, take advantage of opportunities to grow medium and long-term capital to ensure business development needs. Credit growth goes hand in hand with ensuring operational safety, strictly controlling arising bad debts; perfecting a centralized debt handling model. In particular, digital transformation, comprehensive digital banking continues to be an important strategy for Eximbank to achieve the above goals.
The 2025 Annual General Meeting of Shareholders is expected to discuss and approve reports from the Board of Directors, the Supervisory Board, through audited individual and consolidated financial reports and profit distribution plans for 2024, reports on the 2025 business plan and a number of other contents under the authority of the congress.
Also according to the published document, at this year's Congress, Eximbank shareholders will elect members of the Board of Directors and Supervisory Board Eximbank for the new term 2025 - 2030; Through the report of the Board of Directors on stipulating the share ownership of foreign investors and amending and supplementing the Eximbank Charter; Through the report of the Board of Directors on the termination of the policy of building the headquarters of Eximbank at 07 Le Thi Hong Gam, Nguyen Thai Binh Ward, District 1, Ho Chi Minh City. HCM ... with other important content.
The Congress will be held on April 29, 2025 in person, in Hanoi.
